Well capitalised? Tick. Streamlining bearing fruit? Tick. Return on equity improving? Tick. Slight fudging of original cost-income targets apparently accepted by the market? Tick. Talk of returning capital if organic growth cannot be found? Lovely. Stuart Gulliver has so far ticked just about every box, at least in part, that could reasonably be expected of a big bank in this environment. Now to find that organic growth.
資本充足？是。精簡已現成效？是。股本回報率正在提升？是。對初始的成本/利潤目標的略微挪動顯然已得到市場接受？是。談到若無法獲得有機增長，將返還資本？好極了。歐智華(Stuart Gulliver)迄今達到了（至少是在一定程度上）當前環境下投資者對一家大型銀行的所有合理期望?，F在，就來找找有機增長吧。
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