In financial services, the label “transformative” often fades to “disappointing”. Would-be disrupters, ranging from peer-to-peer lenders in the west to China’s new online banks, risk co-option by incumbents looking for new sales outlets. A particular challenge for Chinese challengers is that the authorities may prevent them making too many waves.
在金融服務(wù)這一行，“變革型”這個標(biāo)簽到頭來往往褪色，變成“令人失望”。從西方的P2P貸款機構(gòu)到中國新生的在線銀行，潛在的顛覆者有可能被尋覓新銷售渠道的老牌機構(gòu)拉攏。對中國的挑戰(zhàn)者來說，一個特別挑戰(zhàn)是當(dāng)局可能阻止他們引發(fā)太多漣漪。
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