It can take a long time for new ideas to catch on in the payments world. Plastic debit and credit cards, for example, account for half of payments in the UK and US, but it has taken more than 60 years to get there. Globally, cash is still dominant.
支付領域的新想法可能需要很長時間才能得到推廣。例如，塑料借記卡和信用卡在英國和美國占到一半的支付份額，但它們是花了60多年才做到這一點的。就全球而言，現金支付仍占主導地位。
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