Would you buy Mystery Bank A? It reports solid net interest margins of about 3 per cent. Costs are less than a third of income. It is also super-liquid, with loans equivalent to 61 per cent of deposits. (Non-performing loans, by the way, are just 1 per cent of the total.) Assets and returns on equity are each growing at more than 20 per cent a year. And here’s the real kicker: it has never been cheaper, at just over 7 times this year’s earnings.
你會(huì)購買這樣一家銀行的股票嗎？它獲益于3%左右的堅(jiān)實(shí)的凈息差，運(yùn)營(yíng)成本不到利潤(rùn)的三分之一。該行還擁有極好的流動(dòng)性，放貸總額相當(dāng)于存款總額的61%（不良貸款僅占1%）。資產(chǎn)和股本回報(bào)率每年都以超過20%的速度增長(zhǎng)。而最讓人心動(dòng)的地方是：它的股價(jià)僅相當(dāng)于今年利潤(rùn)的7倍多一些，空前便宜。
您已閱讀24%（590字），剩余76%（1850字）包含更多重要信息，訂閱以繼續(xù)探索完整內(nèi)容，并享受更多專屬服務(wù)。