But that seemingly remorseless retreat – which apart from anything else has pushed pension funds seriously into deficit – is only one part of a litany of investor woe. Consider also these other aspects of what is happening in the investment world:
First, along with the equity market collapse, the fall in value of complex structured credit products increasingly puts a question mark over many insurance companies' solvency.
Second, the population of hedge funds is expected to shrink by more than half, as shaky business models are torpedoed by the bad market conditions.
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