
Former Bank of England deputy governor Paul Tucker has called for a radical overhaul of how banks are funded so they could withstand a 100 per cent deposit run without following Silicon Valley Bank, Credit Suisse, Signature Bank and First Republic into finance’s graveyard.
最近一連串的銀行倒閉讓監管機構感到震驚,因為這些倒閉表明,通過應用程序和在線轉賬進行的擠兌,而不是像北巖銀行(Northern Rock)當時的情況——人們在街上排隊的擠兌,銀行可能會以多快的速度耗盡資金。
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