Thanks to the recession kindly engineered by financial whiz-kids, I find myself jobless with large debts and a house that is worth less than the mortgage. I have some redundancy money. What am I supposed to do with it? It's not enough to pay off my debts. Financial disaster seems very likely, so why shouldn't I just spend the windfall on lottery tickets?
J.P., via e-mail
感謝金融神童們好意策劃的這場經濟衰退，我丟掉了工作，負債累累，手里這套房子的價值還不及抵押貸款。我手頭有些裁員補償金，該怎么用呢？這筆錢不夠還清我的債務，看來很有可能發生財務災難。那我何不干脆用這筆意外收入買彩票呢？
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