Ah, young love. Their public offerings barely past, China’s Alibaba and US peer-to-peer finance pioneer Lending Club have hooked up. Lending Club will offer working capital financing to US businesses that buy from Chinese suppliers on Alibaba.com, an English language business-to-business website. The companies promise that an application takes less than five minutes, and offer up to $300,000 in funding. Monthly lending rates range from 0.5 per cent to 2.4 per cent (6 per cent to 32 per cent annually).
啊,年輕人的愛情。中國阿里巴巴(Alibaba)和美國P2P金融先驅Lending Club剛剛忙完了各自的首次公開發行(IPO),就走到了一起。Lending Club將向從Alibaba.com上的中國供應商那里購買產品的美國企業提供流動資金融資。這家網站是阿里巴巴旗下的英文B2B網站。這兩家公司承諾,貸款申請流程只需不到5分鐘,貸款金額最高可達30萬美元,月息為0.5%至2.4%(相當于年息6%至32%)。